What's inside
The 9-point checklist Maryland adjusters look for.
After a wind, hail, or fallen-tree event, the first 48 hours decide whether your insurance claim pays out — or gets denied. This is the same checklist we hand to every Calvert County homeowner who calls us after a storm.
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Phase 1 · Immediate Ground Inspection
Downspouts, siding, missing shingles — exactly what to photograph from the ground.
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Phase 2 · Attic & Ceiling Audit
The daylight beam check, rafter inspection, and moisture-tracking method.
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Phase 3 · Adjuster Case Record
How to log the storm event, your policy, and every estimate so the adjuster has no excuse to under-pay.
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